From the face of the ant gold suit and Tencent holding other online payment giant competition, China four big banks are cutting costs, and strive to adjust its huge shop, in 2016 the four largest banks, the number of personnel for the first time in six years dropped. According to Peng Bo, China's top four lines (ICBC, Agricultural Bank of China, Bank of China, China Construction Bank) collective downsizing. There is news that the bank China the middle of last year the total number of employees 6881 people less than the previous year; ICBC last year cut 14090 teller, some of them are direct teller cut, while the other part is transfer to other department personnel. China Construction Bank Teller number decreased by 30007, while the Agricultural Bank of China has reduced the number of teller 10842. China's top 2016 banks by the end of four the total number of employees to 1 million 630 thousand people.
With the development of the Internet, a lot of business are handled directly on the network, the bank window significantly reduced, the number of outlets will be reduced. According to statistics, the fourth quarter of 2016, China third party mobile payment market scale exceeded 12 trillion and 800 billion yuan, including Alipay and caifutong, the two together accounted for 91.12% of the mobile payment market, has occupied the dominant position. The massive popularity of mobile payment, and gradually formed a common pattern of online payment and payment under the line, the balance of treasure more cattle needless to say, in addition by taking away the ants chant alone 800 billion of the bank's market share in the past year, in the third party payment market occupies the absolute dominant position, and Alipay cooperation many of the China quality platform available, health and education, finance and other relations of people's everyday life field change, people applauded.
Now our life already cannot do without Ma and his Alipay, whether financial or credit transfers, etc. basically, the bank can do, Alipay can do before, do at the bank to do, where Alipay now also can do it, but also a lot easier than bank, in such a strong advantage next, the bank seems to have Nothing is right., that we get the bank to do what? Remember Ma has said that if the bank does not change, he will change the bank, then a lot of people think he's crazy, think this is a can not do things, but as today's development situation, the original words of Ma is afraid to come true, and now many Internet heavyweights have entered the financial queue Ma said, give him three years of time, he will thoroughly change the bank! Before going to the bank to deposit money, do card to row long team, but now go to the bank has no such phenomenon, many of them put the money in the balance of treasure Alipay inside, because not only convenient, but also with high interest. Used to pay utility fees is the most headache, a time to pay, payment service is really crowded broken threshold, lined up for hours to pay, not only a waste of time and low efficiency, as long as there is now Alipay can easily complete the payment queue, so the time gone for ever. Now also launched a collection of code, individuals and businesses can be used, the most important thing is to make a payment by credit card, cash and free, and can be a key for repayment of credit card in Alipay, which really brought a lot of convenience and benefits to our lives.
Compared to Alipay and Bank of both a heaven and an underground service, users can not help but laugh, four line staff should go to learn a real Alipay, to serve the people to implement.